• Preheat oven to 350°F.
  • Arrange layer of tortilla chips in wide, shallow baking pan.
  • Spread refried beans over chips.
  • Pour Mrs. Renfro's Nacho Cheese Sauce over chips & beans (use Mrs. Renfro's Ghost Pepper Nacho Cheese Sauce for extreme heat!).
  • Sprinkle slices of peppers over cheese.
  • Bake for 10 min., or until cheese is bubbly.
  • Top with sour cream, guacamole & chopped cilantro to taste.